1.) An All-Cash Offer

Obviously, a cash purchaser is always favored by any seller. In today’s real estate market, an all-cash offer is even more enticing. Last month, one in four real estate transactions were impacted by a low appraisal. An all-cash buyer eliminates the need for the bank appraisal.

2.) A Non-Contingency Offer

If you don’t have the cash reserves for an all-cash purchase, the next best thing would be to make a non-contingency offer. To do this you should be already pre-approved for a mortgage and have your current house already in contract. This gives the seller the confidence that you are already a qualified buyer who will be able to complete the purchase.

3.) A Contingency Offer

Some buyers start the process of looking for a new home before their current home is sold. This could be a big mistake. If you find the home you were hoping for (perfect for your family AND priced right), it will be very difficult to get your offer accepted because you are not actually qualified to buy.

Asking a seller to wait for your home to sell is somewhat unreasonable in today’s environment. One of the reasons you would want the home is because the seller priced the home at a value to sell it NOW. They want to know it is sold when they accept an offer. They normally will not even entertain a contingency offer. 

Bottom Line

Unless you have the ability to purchase with cash, the best thing to do is to be pre-approved for a mortgage and have your current house already in contract before looking for the home of your dreams. That guarantees you will get the home you love at a price that makes sense.

Article from KCM Blog

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Mullins Bar and Grill is located at 2 Miramontes Point Road in Half Moon Bay.  Where they will serve from 11 AM to 9 PM.

For more information visit their website or call  650-726-1818.

Happy Father’s day!

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Below are five ways to protect yourself from home improvement scams:

1. Don’t fall for high pressure ‘now or never’ deals. Sometimes contractors will knock at your door with a special ‘one time only’ deal. If you don’t sign up right there and then, they warn, you will lose the opportunity to get a great deal. Reputable remodelers may offer specials, but they also recognize that you may need some time to think it through, talk it over with your spouse, or check out their references. Ask to see a price list, a website, and a list of verifiable past customers before you agree to allow any work to be done.

 2. Watch out for unsolicited offers for exterior repairs in Montara. When a repairman knocks and tells you he ‘just happened to notice’ several items on the exterior of the house that need repair, don’t fall for it. Even if he has been working in the area, many repairmen spend all their time scouting for any signs of wear and tear and turn it into an opportunity. Be especially wary, if he ‘just happens’ to have all the materials with him that are need for your job. Chances are the materials actually belong to someone else – maybe even one of your neighbors who paid more for repairs than was needed.

3. Don’t pay for the job up front. If your contractor-to-be needs to be paid in full before he starts, then you should take that as a sign that you will never see him again. Never pay for a job before the work is finished. Legitimate remodelers typically require a down payment of a third or less to get a job started (which is reasonable) and pay for materials. The balance of money in your agreement (and for significant jobs get the agreement in writing) will be paid after different milestones have been completed, with the final payment coming when all work has been completed to your satisfaction.

4. Don’t do business with out of towners. Beware of contractors who drive unmarked vehicles or trucks with out of state licenses. They may be part of a band of scammers who are making their way through your area. This is especially common after a storm or other widespread event that makes homeowners vulnerable to quick repair scams. Make sure that the remodelers or repairmen you choose are established in your area and have both trade and customer references.

5.  Always check references. Don’t just ask for references – take the time to actually follow up on them and call. Granted, contractors aren’t going to list anyone who has negative reviews, but if they have 5 or more solid references you should feel good about them. Ask for bank or trade references also, and check with the Better Business Bureau and local license board to make sure their business practices and credentials are sound.

When selecting a home improvement contractor or remodeler, use your good judgement.  Take time to do your homework, get referrals from friends, check references.  Beware of unsolicited offers, high pressure sales, and upfront payments.

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“Sometimes things could be right under your nose, the only problem is your eyes are above it”
-Unknown

We often feel like we need to travel a long way to see something really amazing. But sometimes when you look up and really look around your own home in San Mateo County, you will see that amazing things, amazing surroundings, and amazing people are usually just under our noses.

For example, have you made a trip yet to Pacifica Performances yet? The Pacifica California organization has been staging concerts all over the community for years. It began in 1976 as the Pacifica Arts and Heritage Council, assisting art shows, sponsoring art, dance, and poetry, and providing a meeting place for artists within Pacifica.

Today, Pacifica Performances is housed in the Mildred Owen Concert Hall, a former school building transformed into a beautiful 175-seat concert hall. With a focus on live performances, the roster that they have today boasts a variety of acts – from Latin rhythms to stand up comedy. Below are a few upcoming events. As you read them, and possibly explore further into these musicians, you may find something truly amazing right outside your Pacifica home.

Los Boleros
When: Saturday, January 15th @7:30 pm
Dance moves, spins, passion! Los Boleros brings you back to the golden era of traditional Cuban son, cumber, merengue, danzon, and, of course, bolero! The lead singers combine a Havana-born son of a famous vocalist, the amazingly clear voice of an experienced performer, and  the addition of Flutes, Sultry Saxophone, dreamy violin and smoking Tres Cubano.

Richard Smith
When: Saturday, January 22 @7:30 pm
What do you get when you combine Scott Joplin Rags, Sousa marches, Mozart, fiddle tunes, Chet Atkins, Django gypsy jazz, Bach, and the Beatles? Answer: Richard Smith’s Virtuoso Guitar Series. This British-born musician showed incredible talent as a toddler. He can quickly master whatever guitar style that piques his interest, often taking only a single hearing to get it down. He really is a musical prodigy and definitely worth seeing at least once.

Bobbe Norris, Kenny Washington with Larry Dunlap Trio
When: Saturday, January 29@7:30 pm
If you’ve ever missed the voices of Nat ‘King’ Cole and Ella Fitzgerald, here is a wonderful reminder. Bobbe and Kenny come from soulful New Orleans roots, inspired by the greats. This is your chance to see the two of them together on stage.

Will Durst
When: Saturday, February 5
5 Time Emmy Nominee. 7 Time American Comedy Awards Stand Up of the Year Nominee. First comic invited to perform at Harvard’s Kennedy School of Government. This man has done it all and has got the resume to prove it. This political comic is a C-SPAN darling, and now he is coming to Pacifica.

Click Here for more information about Pacifica Performances and Ticket Prices.

What did we tell you about looking right under your nose? We would say that these acts are pretty impressive and they are just the tip of the iceberg. Pacifica, California is a place full of art, culture and performance. There is so much to love about this neighborhood, but it’s best explained by showing. When you are ready to come take a look at what Pacifica Real Estate has to offer, please give us a call.

Kathy & Michael Rain
Your San Mateo Coastal Real Estate Experts

San Mateo Coastal Real Estate
View San Mateo Coastal Listings
Visit Our Website
Email Us

Thanksgiving: Tips for Hosts and Guests
Hosting the big Thanksgiving dinner is a huge responsibility. You begin to feel overwhelmed with cooking, cleaning, decorating, and maintaining the guest list. (And let’s not even begin to think about the clean-up afterwards!) Here are some tips on how to make Thanksgiving in your San Mateo home a wonderful event for the whole family:

1.  Remember, people will take your food- So, plan for leftovers ahead of time. Have some extra Styrofoam containers, paper plates, aluminum foil, and plastic grocery bags available for guests so they can take a little morsel or two home at the end of the evening. This will prevent the loss of your favorite Tupperware, plates, or bowls from your own cabinets
2.  Prepare for clean-up- Be sure to keep some extra cleaning supplies nearby just in case an accident happens, and it is also a good idea to always keep some soapy dishwater in the sink for used cutlery and plates as guests finish eating.
3.  Don’t be afraid to ask for help- As the host or hostess, it’s easy to assume that it’ your responsibility to do everything. This isn’t true! Asking for help with cooking, decorating, or cleaning will be a fun, easy way to get things done efficiently.
4.  Don’t leave out the specialty foods- Make sure that there is a variety of things for all of your guests to eat. It’s usually good to have a few dishes that are vegetarian, vegan, low-fat, and/or low-carb.

As a guest, it is important to remember that you have many responsibilities as well when it comes to showing good manners.

1.  Be thankful for the invitation – after all, it is Thanksgiving! A thank-you note or small gift (such as candles or box of chocolates) is a great way to show appreciation to your host or hostess. Also, it is a good idea to offer to bring a dish, even if it is not a potluck dinner.
2.  Keep your host/hostess informed- If you have special food needs (such as vegetarian, low sodium, sugar free), you need to make sure your host or hostess is aware of the situation and can make necessary accommodations for you.
3.  Timing really is everything- Simple concept: if dinner starts at 7p.m., be there at 7p.m.! It is always a good idea to arrive on time or no later than half an hour after the scheduled time.
4.  Be available to help- Remember, your host/hostess has gone through a lot of work to accommodate you. It is of utmost importance that you do as much as you can to lend a helping hand when you have the opportunity.

Black Friday: Tips for Savings and Sanity
Black Friday, as we all know, is known for being the day for “Door Buster Deals,” “Early Bird Specials,” and “Midnight Madness.” With so many deals going online and in stores, it’s easy to feel overwhelmed and frustrated. Here are some tips to save your money and your sanity when Black Friday rolls around:

1.  Grab that newspaper- Your newspaper on Thanksgiving morning will probably be busting with ads and coupons in preparation for Friday. Don’t be afraid to combine coupons, if possible. This is also a great way to rack up the savings online!
2.  Online shopping may be the way to go- To avoid the hassle of waiting in line or camping out in front of the outlet mall, try shopping from the comforts of your own San Mateo County home! There may also be exclusive deals for shoppers who order online through their mobile phone.
3.  Keep those receipts- An easy return or exchange process is always highly appreciated. When buying gifts, be sure to always ask for a gift receipt, and make sure the recipient receives it.
4.  Check those social networks- Many times joining retailers’ Facebook groups or following them on Twitter will give you access to exclusive savings and “members only” deals. It pays to have good friends!

The quickly approaching holiday is sure to bring your friends and family plenty of good times. After all of your busy plans for Thanksgiving and Black Friday, you’ll be thankful to relax in your gorgeous San Mateo home. If you have any questions about living on the California Coastside area, or if you’d like to see some California homes in Pacifica, Half Moon Bay, El Granada, Moss Beach, and Montara, go ahead and contact us today. We’d love to hear from you! Have a Happy Thanksgiving!

Kathy & Michael Rain
Your San Mateo Coastal Real Estate Experts

San Mateo Coastal Real Estate
View San Mateo Coastal Listings
Visit Our Website
Email Us

** Open House – Sunday March 6th from 1:30 – 4:30pm **

This ocean view home in Montara is a must see!  You’ll enjoy the open floor plan that boasts beautiful archway features throughout.  Light and airy, this is the ideal California home with cathedral ceilings and large windows that allow natural sunlight to enhance the space, as well as plantation shutters that give a classic feel to the home.  Hardwood flooring can be found throughout most of the home and, with being recently painted, this home offers an updated and well-maintained environment.  The living room is a great place to take in an ocean view and evening sunsets, and also has a balcony which boasts panoramic views which cannot be obstructed!  A chef’s dream, the kitchen is an open space with granite countertop, backsplash and center island, which has a cook top and room for stools for a convenient breakfast bar.

The spacious master bedroom suite is truly unique with custom built-ins in the walk-in closet. Retreat to the master bathroom that has beautiful tile flooring, and a three shower head, glass-walled shower. Two other bedrooms in this home allow for plenty of space for guests or even a home office. The finished lower level is a ideal place for casual gatherings with a wood burning fireplace, sauna and sliding glass doors that grant access to the lower deck and backyard. A hot tub on the lower deck is ideal for relaxing after a long day, while the backyard offers privacy and continued ocean views. Neatly maintained, the garage has large black and white tile checkered flooring, an abundance of storage space and a laundry area. Move in ready, this home has it all! Come see it today and make this ocean view dream home yours!

Asking Price: $824,900
MLS: 81054375
Sq. Feet: 2170
Lot Size: 6000
Bedrooms: 3
Bathrooms: 2.5
# of Floors: 2
Garage Size: 2
Subdivision: Hanemans Seaside
Year Built: 1978

Kathy & Michael Rain
Your San Mateo Coastal Real Estate Experts

San Mateo Coastal Real Estate
View San Mateo Coastal Listings
Visit Our Website
Email Us

It’s been said that the gathering of the clan brings a rush of adrenaline to the calmest.  Holiday stress comes in several forms.  First there is the last minute shopping that the brawny gender finds as stressful as divorce and death.  Maybe there is a correlation somewhere.

Secondly, there is the anticipation of getting reacquainted with the relatives. What self respecting family member isn’t concerned with  wanting a fun, pleasant reunion.  I just try to keep the names straight to remember which of the 3 Jeff’s, 4 Mike’s and 2 Terry’s belong to which cousin.  Family reunions this year were filled with good intentions and kindness as well as yelling, stress and meltdowns.

Still a Buyers Market – HALF MOON BAY through MONTARA,CALIFORNIA with just under half of the listings listed at over 1 Million. The Million plus price range is finally seeing activity with 20% of sales in that price range.

Active Listings-108 Single Family Homes. 46  listed over $1,00,000, 17 listed under $600,000
Pending Sales-24 with 11 listed under $700,000 and 7 over $1 Million.
121 Homes Closed since January 1, 2009 with  31 that closed under $600,000 and 21 over 1 Million.

PACIFICA, CALIFORNIA
With YTD sales of 214 and active listing at 50, Pacifica continues to be a Seller’s market.

Active Listings-50 Single Family Homes. 10 listed over $900,000, 21 listed under $600,000
Pending Sales-44 with 18 listed under $500,000. 6 new Pendings this week. 3 under $500,000
217 Homes Closed since January 1, 2009 with  82 that closed under $500,000 and 71 between $500,000- $600,000.  No Closings this week

ABSORPTION RATE
Absorption Rate is the number of months it takes to sell the current inventory at the present rate of sales.
6 months supply is a balanced market.
Less than 6 months supply is a Sellers market.
More than 6 months supply is a Buyers market

Active Listings-120 Single Family Homes. 52 listed over 1 Million, 15 listed at $900,000 to 1Million.Pending Sales-41 with 11 listed under $600,000 and 10 listed over 1Million
93 Homes Closed since January 1, 2009 with only 14 that closed over $1,000,000 and 10 between $900,000 and 1 Million.

PACIFICA, CALIFORNIA
With YTD sales of 191 and active listing at 56, Pacifica continues to be a Seller’s market.

Active Listings-56 Single Family Homes. 8 listed at $1,000,000 or higher and 17 listed under $600,000.
Pending Sales-52 Single Family Homes with 20 listed under $500,000 and 15 listed between $500,000 and $600,000. 8 Properties went Sale Pending this week with 3 listed under $500,000
191 Closed Sales since January 1, 2009 with 8 that were listed for over $900,000. 107 sales were from homes listed at $600,000 or less. 4 new sales this week.

ABSORPTION RATE
Absorption Rate is the number of months it takes to sell the current inventory at the present rate of sales.
6 months supply is a balanced market.
Less than 6 months supply is a Sellers market.
More than 6 months supply is a Buyers market